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• The state court of appeals rules that the arbitration clause is unenforceable because it was a contract of adhesion the mortgage company did not indicate that any negotiation was possible, and the evidence indicated that there was no other company offering reverse mortgages in the local market.
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• It still seems to me you should be able to work something out with the lender where you wouldnt need it if youre really that close to having 20% down. Are eliminated under chapter than the discharge under chapter.

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